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What to do if you are involved in an accident:

  • If possible, move the vehicle to a safe place away from traffic. Seek medical help if either party requires it and notify the police.
  • Exchange information with the other party/parties involved. It is important to obtain the other driver (s) license numbers, name, address, telephone numbers, and insurance company information. You should also list any other passengers and witnesses.
  • Obtain a copy of the police report and get the names and badge numbers of the officers at the scene.
  • Write a detailed description of the accident as soon as possible that includes estimated speeds, weather conditions, locations, etc. If you have a camera available, you may want to take photos.
  • Notify your insurance company of the accident.
  • Contact a collision repair facility of your choice and have the vehicle towed to their location if it is not drivable.

When driving this winter you should always remember to: 

  • Listen to the weather forecast before departing and postpone travel if necessary
  • Avoid traveling alone
  • Inform others of your timetable and planned route
  • Keep you gas tank near full in order to avoid ice getting into the tank and fuel lines
  • Adjust your speed to the conditions
  • Carry the following winter survival kit in your vehicle at all times

Winter Survival kit: 

  • Tire chains
  • Drinking water
  • Small shovel
  • Snow brush or ice scraper
  • Sand or kitty litter
  • Flashlight
  • Extra batteries
  • Candles and matches
  • Food (non perishable such as granola bars)
  • Jumper cables
  • Battery operated radio
  • Sleeping bag and/or blanket per passenger
  • Gloves, caps, and boots for each passenger
  • First aid kit
  • Cell phone with fully charged battery

How To Keep Your Finish Beautiful:

  • Always rinse before washing to remove all abrasive grit that can scratch the finish.
  • Wash the car frequently, preferably by hand. Often water alone can clean the car thoroughly. For heavy soil, a mild liquid soap (not detergent) is recommended.
  • Wash your car in the shade, not in the sun.
  • For the first 3 months of your new paint job, you should hand wash your car with clean cold water (use very little soap, if any).
  • Do not wash at a car wash or use a high pressure washer for 3 months after new finish is applied.
  • Rinse off completely, then hand dry with a chamois or terry cloth.

Frequently Asked Questions

Why should I choose Bear Creek Auto Body to repair my vehicle? 



  • You have a right to choose any licensed repair shop to fix your vehicle. The lifetime warranty that we offer guarantees that you will be satisfied with the work completed on your vehicle.

    How many estimates do I need?
  • Colorado state law does not require you to obtain more than one estimate. You may want to receive more than one estimate if you want to discuss the repairs with more than one shop and compare their approaches to the repair process. If you have selected a shop, you can have the insurance company deal directly with that shop with notice to you.

    Am I the claimant or the insured?
  • To put it simply, you are the insured whenever your insurance policy is paying for the repairs to your vehicle. You are then required to pay your deductible to the repair facility. You are the claimant when someone else’s insurance policy is paying for the repairs to your vehicle. You are not required to pay a deductible and may be eligible for personal injuries and loss of use or rental reimbursement while your vehicle is being repaired.

    Can the shop help bury my deductible?
  • No. You signed a contract with your insurance company when you purchased your policy stating that you are responsible for paying the first amount of the claim up to your deductible. The practice of hiding a deductible can be considered fraud by both the repair facility and the consumer.

    What does it mean if my car is a total loss?
  • The cost of the repairs is greater than the value of the vehicle in damaged condition. When this occurs, the insurance company will contact you regarding your options to cash out and sell them back the vehicle or cash out and retain the vehicle.

    What is subrogation?
  • The process by which your insurance company pays for the repairs to your vehicle and then collects from the other party’s insurance carrier once the repairs are completed. When this process occurs, you will be required to pay the repair facility your deductible and then may be reimbursed once the other party pays.






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